TF Financial Services Limited v Sebef Company Limited and Others (CM/RPC/0438/24) [2025] GHAHC 94 (23 May 2025)

GhaLII

Automated Summary

Key Facts

The court entered a Consent Judgment in favor of TF Financial Services Limited against Sebef Company Limited, Benjamin Kwasi Addeh, and Perfect Addeh for GH₵66,071.00, representing the defendants' debt as of 1st February 2025. The amount is to be paid in monthly installments of GH₵6,000.00 starting 31st May 2025. If there is a default, the plaintiff may execute for the remaining balance plus 36% annual interest from 2nd February 2025.

Transaction Type

Loan or credit facility dispute over debt recovery

Holdings

The court entered a consent judgment in favor of the Plaintiff against the 1st to 3rd Defendants for GH₵66,071.00, with frozen interest on the amount. The debt is to be paid in equal monthly instalments of GH₵6,000.00 starting 31st May 2025. In case of default, the Plaintiff may execute the balance plus 36% annual interest from 2nd February 2025.

Remedies

  • Consent Judgment for GH₵66,071.00 as of 1st February 2025
  • Plaintiff may execute for balance plus 36% annual interest from 2nd February 2025 upon default
  • Payment in monthly installments of GH₵6,000.00 starting 31st May 2025
  • Interest on GH₵66,071.00 is frozen

Monetary Damages

66071.00

Judge Name

Sedina Agbemava

Passage Text

  • 3. The said Sixty-Six Thousand and Seventy-One (GH₵66,071.00) shall be paid by equal monthly instalments of Six Thousand Ghana Cedis (GH₵6,000.00) effective 31st May, 2025.
  • 4. In the event of a Default, Plaintiff shall be at liberty to proceed into execution for the balance of the debt plus interest at 36% per annum calculable from 2nd February, 2025 until date of final payment.
  • 1. Consent Judgment be and hereby entered in favour of the Plaintiff against the 1st to 3rd Defendants jointly and severally for the sum of Sixty-Six Thousand and Seventy-One (GH₵66,071.00) being the indebtedness as of 1st February, 2025.

Damages / Relief Type

  • Interest frozen on GH₵66,071.00
  • Consent judgment for GH₵66,071.00
  • 36% annual interest applicable upon default from 2nd February 2025
  • Monthly installments of GH₵6,000.00 starting 31st May 2025