Finbond Mutual Bank v Kgosana and Others (100207/2023) [2025] ZAGPPHC 96 (30 January 2025)

Saflii

Automated Summary

Key Facts

Finbond Mutual Bank applied to evict Fanah Kgosana and occupants from a property in Hatfield, Pretoria, citing unlawful occupation after a verbal caretaker agreement was breached. Kgosana claimed entitlement to compensation for unpaid caretaker duties since 2016 and argued eviction would cause homelessness. The City of Tshwane assessed his household's income (R50,000 combined) and concluded he could afford private rental accommodation. The court found no evidence of vulnerability (elderly, children, disabled) requiring eviction delay and confirmed compliance with PIE procedural requirements.

Issues

  • The court assessed whether it is just and equitable to evict the respondents, weighing factors such as the duration of occupation, the respondents' vulnerability (e.g., minor children), and the availability of alternative accommodation. The applicant argued the respondents had not demonstrated sufficient grounds to delay the eviction.
  • The court was required to determine whether the respondents are unlawful occupiers of the property under the Prevention of Illegal Eviction from and Unlawful Occupation of Land Act 19 (PIE), considering the definition of 'unlawful occupier' and whether the respondents' occupation was without the owner's consent or legal right.

Holdings

  • The court held that the applicant successfully proved ownership of the property, unlawful occupation by the respondents, and that it is just and equitable to grant the eviction order. The respondents failed to provide sufficient personal circumstances to justify refusing the eviction or delaying the applicant's rights.
  • The court ordered the eviction of the respondents and their household from the property within 14 days of the order's service. The respondents are required to vacate the premises by this deadline, with enforcement powers granted to the sheriff if necessary.
  • The court granted the first respondent's application for condonation of late filing of his answering affidavit, as the prejudice to the applicant was deemed insignificant. The applicant was awarded costs of the application, to be paid jointly and severally by the respondents.

Remedies

  • The first respondent's application for condonation for the late filing of his answering affidavit was granted.
  • The court ordered the eviction of the first and second respondents (Fanah Kgosana and all occupiers) from the property described as Portion 1 of Erf 6[...] and the remaining Extent of Erf 6[...], H[...] Township, Registration Division JR, Gauteng Province.
  • The sheriff and his authorized deputy are permitted to execute the eviction order, with the authority to enlist the South African Police Service and/or a locksmith to facilitate the process.
  • The first and second respondents are ordered to pay the costs of the application to the applicant, on the scale between party and party, jointly and severally.

Legal Principles

  • The court awarded costs to the applicant as the successful party, following the principle that costs should indemnify the party who prevailed in litigation. This aligns with the discretion to prevent unnecessary court congestion.
  • The applicant bore the burden of proof to establish their locus standi as the registered owner and that the respondents were unlawful occupiers. The court found these elements satisfied based on the evidence and procedural compliance.
  • The court applied the Prevention of Illegal Eviction from and Unlawful Occupation of Land Act (PIE) to determine whether eviction was just and equitable. It emphasized that while PIE protects vulnerable occupants, private landowners retain the right to evict unlawful occupiers when no valid defence is raised and alternative accommodation is not required.

Precedent Name

  • Modderfontein Squatters, Greater Benoni CC v Modderklip Boerdery (Pty) Ltd
  • Mainik CC v Ntuli and Others
  • Wormald NO and Others v Kambule
  • Ndlovu v Ngcobo, Bekker and Another v Jika
  • Lauren Chelsea Van Der Valk N.O and Others v Johnson and Others
  • Brisley v Drotsky
  • Davidan v Polovin N.O and Others
  • City of Johannesburg v Changing Tides 74 (Pty) Ltd

Cited Statute

Prevention of Illegal Eviction from and Unlawful Occupation of Land Act 19 of 1998

Judge Name

T E Joyini

Passage Text

  • [34] The Supreme Court of Appeal in Changing Tides supra specified, at paragraph [16], that only in what could be deemed exceptional circumstances would a court interfere with a party's proprietary rights.
  • [25] Arguing against eviction, counsel for the respondents referred the court to Lauren Chelsea Van Der Valk N.O and Others v Johnson and Others13 where it was held: 'The grant or refusal of an application for eviction in terms of PIE (once the applicant's locus standi has been determined) is predicated on a threefold enquiry: First, it is determined whether the occupier has any extant right in law to occupy the property, that is, is the occupier an unlawful occupier or not. If he or she has such a right, then the matter is finalised and the application must be refused. Second, it is determined whether it is just and equitable that the occupier be evicted. Third, and if it is held that it is just and equitable that the occupier be evicted, the terms and conditions of such eviction fall to be determined (Transcend Residential Property Fund Ltd v Mati and Others.)'
  • [41] He has not provided any defence to the claim of the applicant. It is my respectful view therefore that the eviction proceedings are within the parameters of PIE and that it is just and equitable to grant the order evicting the first and the second respondents from the property of the applicant.